Guides
- Building a Data-Driven Underwriting Strategy for Commercial LinesCommercial underwriting is moving from experience-led judgement supported by spreadsheets towards decisions informed by richer, faster and more connected data.…
- Understanding The Financial Impact Of Insurance Guaranty Fund AssessmentsInsurance guaranty fund assessments can create a financial obligation that arrives after an insurer has already priced its products, set its reserves, and…
- Protecting Privacy in Insurance Financial AnalyticsInsurance financial analytics depends on detailed information. Claims histories, payment records, policy activity, customer contact details, health information…
- A Practical Framework for Evaluating Insurtech Proof-of-Concept ProjectsInsurtech proof-of-concept projects can help insurers test new capabilities without committing immediately to a major technology rollout. A pilot may explore…
- Using regression analysis to uncover claims cost escalationClaims inflation rarely has a single cause. A rise in average settlement value may reflect building materials, wage pressure, supply delays, legal expenses,…
- Best Practices for Migrating Data From Legacy Insurance SystemsAustralia's insurance sector sits at a crossroads. Decades-old mainframe environments, written in COBOL and stored in flat files, still process premiums and…
- Decoding State-Level Insurance Premium Taxes for Australian OperatorsInsurance premium taxation in Australia remains one of the more labyrinthine areas of financial compliance for carriers, brokers, and underwriting agencies.…
- The strategic role of finance teams in insurance product developmentFinance professionals in Australian insurers are stepping out from behind the spreadsheets and into the boardroom, reshaping how new products move from concept…
- Strategies for improving the accuracy of premium earned calculationsPremium earned calculations form the bedrock of financial reporting across the general insurance sector, directly shaping how insurers recognise revenue,…
- Building a Dashboard for Monitoring Insurance Company Operational EfficiencyInsurance operations in Australia run on a tangle of legacy platforms, regulatory overlays and shifting customer expectations. From claims teams working…