Guides

  1. Federated Learning for Stronger Insurance Fraud DetectionInsurance fraud is becoming more coordinated, digital and difficult to identify through isolated systems. Organised networks can submit related claims to…
  2. Premium Deficiency Reserves in Australian Insurance AccountingPremium growth can mask a weakening future margin. For Australian insurers, understanding the accounting treatment of premium deficiency reserves gives…
  3. Build a Cybersecurity Incident Response Plan for Financial SystemsCyber risk in an insurer or financial institution is not confined to the IT department. A ransomware outbreak, business email compromise, accidental disclosure…
  4. Internal controls over financial reporting in Australian insuranceStrong documentation turns an intention into evidence that others can test. For insurers, internal controls over financial reporting (ICFR) should link each…
  5. The financial impact of usage-based insurance modelsUsage-based insurance links premiums and coverage to measured activity rather than relying only on broad demographic or historic portfolio averages.…
  6. How to Streamline Audit Confirmations for Insurance AccountsStreamlining the audit confirmation process for insurance accounts starts with a clear view of the evidence required and the people who can provide it.…
  7. Integrating ESG into insurance investment strategyInsurance investment portfolios sit at the intersection of long-dated policyholder promises, regulatory capital requirements and the need to protect long-term…
  8. Using Data Visualization To Explain Loss Reserve Trends To ExecutivesLoss reserves are among the most important figures in an insurer’s financial story. They influence reported profit, capital adequacy, pricing decisions,…
  9. How Finance Tests the Economics of New Insurance ProductsA new insurance product can look compelling in a product workshop and still fail under financial scrutiny. Attractive customer benefits, promising market…
  10. Measuring Diversity And Inclusion In Australian InsuranceA diversity and inclusion programme in insurance should be measured as a business system, not a collection of awareness activities. The meaningful question is…