Guides
- How to Build a Cross-Functional Team for Regulatory Technology ImplementationRegulatory technology can improve reporting accuracy, automate controls, strengthen audit trails, and give insurance organisations a clearer view of emerging…
- Managing Foreign Exchange Risk Across Global Insurance PortfoliosGlobal insurance portfolios can generate value across many markets, yet they also expose insurers to movements in currency markets. Premiums may be collected…
- Tax Strategy for Direct-to-Consumer Insurance in AustraliaDirect-to-consumer insurance has changed how policies are marketed, purchased and administered. Customers can compare cover, receive a quote and pay a premium…
- Using Cohort Analysis to Track Insurance Expense TrendsInsurance expenses rarely move in a straight line. Claims inflation, reinsurance pricing, wage growth, technology investment, regulatory obligations and…
- Key Steps for Conducting a Post-Acquisition Finance IntegrationA post-acquisition finance integration determines how quickly a newly combined insurance business can produce reliable reports, control cash, meet regulatory…
- How Internal Controls Prevent Insurance Billing ErrorsInsurance billing sits at the intersection of customer service, finance, policy administration and regulatory compliance. A small mistake in a premium,…
- Building A Reliable Policy Lapse And Surrender Forecasting ModelA well-designed lapse and surrender model helps insurers estimate how long policies are likely to remain in force, when customers may withdraw value, and how…
- How Open Data Is Reshaping Insurance Pricing in AustraliaInsurance pricing has traditionally relied on information held by insurers, brokers, government agencies and specialist data providers. Open data initiatives…
- Best Practices for Premium Deficiency Reserve CalculationsPremium deficiency reserve calculations help insurers identify whether expected future claims and related expenses will exceed the unearned premium available…
- How to assess the materiality of emerging technology risks for insurersEmerging technology can strengthen underwriting, claims management, pricing, fraud detection and customer service. It can also create exposures that are…