Guides

  1. How to optimise working capital in an insurance operating modelWorking capital is often discussed as if it belongs only to manufacturing or retail. In insurance, the mechanics are different, but the commercial issue is…
  2. How finance can expose cyber insurance coverage gapsCyber risk is often discussed as a technology problem, yet the financial consequences determine whether an organisation can absorb an incident, recover quickly…
  3. Building More Accurate Loss Reserve EstimatesLoss reserves are among the most consequential estimates on an insurer’s balance sheet. They influence pricing decisions, capital planning, reinsurance…
  4. How to Design a Data Governance Program for Insurance AnalyticsInsurance analytics can reveal where claims costs are rising, which products are profitable, how customers move through service channels, and where operational…
  5. Planning Long-Term Care Cover In A Changing AustraliaAustralia’s ageing population is changing the assumptions behind long-term care insurance. Longer life expectancy, lower birth rates, smaller households and…
  6. Best Practices for Handling Complex Claim Litigation ReservesComplex claim litigation can alter an insurer’s financial position long after the original incident has faded from view. A disputed liability decision, an…
  7. Building a Business Case for Blockchain in Insurance RecordkeepingInsurance recordkeeping is becoming harder to manage as policies, claims, payments, compliance documents and customer interactions move across multiple…
  8. Key steps for automating premium tax reporting and compliancePremium tax reporting sits at the intersection of underwriting, finance, operations and regulatory compliance. Every policy transaction can carry tax…
  9. The Actuary’s Role In Mergers And Acquisitions Due DiligenceMergers and acquisitions in insurance involve far more than comparing premiums, capital, and reported profit. The value of a target depends on how reliably it…
  10. How to leverage APIs for seamless insurance data integrationInsurance organisations operate across a growing network of policy platforms, claims systems, broker portals, payment services, customer applications and…