Testing an insurer’s balance sheet before the shockScenario analysis gives Australian insurers a disciplined way to ask a difficult question: if claims, markets or funding move together against us, can the…
Tax implications of catastrophe loss paymentsWhen a cyclone, bushfire or flood turns into a cluster of claims, insurance payouts can change the size, timing and composition of an insurer’s taxable result.…
Explaining loss reserve developments to your boardLoss reserve development is often presented as a movement in a number: prior-year reserves have increased, claims reserves have been released, or the latest…
Building a resilient reserve adequacy review teamReserve adequacy work in Australia sits at the intersection of actuarial judgement, financial control, claims reality and regulatory scrutiny. A reserve…